SENAGet paid by card or M-Pesa, on your phone.
SENA turns your phone into a way to take payments and send money. Show a QR code, tap phones together or share a link. Your customer pays by card or M-Pesa, and the money reaches your M-Pesa in seconds.
Join early accessSee how it worksThree steps, a few seconds.
Ask
Enter the amount. SENA shows a QR code, or you tap phones together, or you share a payment link.
Pay
Your customer pays from their Visa or Mastercard, or with M-Pesa, and confirms it with their PIN.
Received
The money is sent to your M-Pesa straight away. You both see it on screen.
Built for how Kenya pays.
Take card payments without a machine
Customers pay from their Visa or Mastercard using SENA on their phone. You get the money on M-Pesa.
Send from your card to any M-Pesa number
Pay someone's M-Pesa straight from your bank card. They don't need SENA.
Payment links for anyone, anywhere
Share a link on WhatsApp or SMS. It can be paid by M-Pesa, or by card from Kenya or abroad, so family in the diaspora can pay you directly.
Safe by design
Every payment needs the payer's PIN and fingerprint. Card numbers are stored encrypted, and a payment only shows as received once the money has really moved.
Working with banks and payment providers.
SENA is designed to run on licensed banking and payment partners, who hold customer funds and card acceptance. We're talking to:
- Banks and acquirers looking for a mobile acceptance channel
- Payment providers and mobile money operators across Africa
- Businesses that want card and M-Pesa payments without hardware
Choose "Partner" in the form and tell us about your organisation.